Terms and Conditions

The Services We Provide

Northbrook Life Insurance provides information, quotes and application assistance for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, together with term conversions and reviews of existing policies.

Information on this website is general. Eligibility, coverage and premiums are determined by the insurance company that issues a policy, based on your application and its underwriting.

Using This Website

You may use this website for lawful purposes and to learn about our services. Its content is educational and is not a substitute for advice about your family's particular circumstances.

Quotes and Estimates

Quotes provided by phone are estimates based on the information you share and do not guarantee coverage or a final premium. The issuing insurance company determines final terms through underwriting.

Coverage does not begin until an application has been approved and any required initial premium has been paid.

Intellectual Property

The content of this website is owned by Northbrook Life Insurance or used with permission, and may not be copied for commercial purposes without our written consent.

Disclaimers

This website is provided as is. While we strive for accuracy, we do not warrant that its contents are complete or current. The terms, benefits and exclusions of any policy are governed by the contract issued by the insurance company.

Limitation of Liability

To the extent permitted by law, Northbrook Life Insurance shall not be liable for any indirect or consequential damages arising from your use of this website.

Third-Party Websites

Links to websites operated by others are provided for convenience only. We are not responsible for their content or practices.

Governing Law

These terms are governed by the laws of the State of Illinois.

Updates to These Terms

We may revise these terms by posting an updated version on this page and changing the date shown above.